Boat Insurance

Boat Insurance2021-09-03T17:02:46+00:00

Boat Insurance

Bodily Injury Liability

If you are at fault in a boating accident and someone is injured, this coverage will help pay their medical bills and income lost due to the injury.

Property Damage Liability

If you are at fault in an accident with your boat, this coverage will assist in paying for damages to another person’s boat or property. Wreckage removal and pollution liability are included with this coverage.

Uninsured Motorist

This coverage is beneficial for you and your vehicle in the event that you are in an accident caused by an uninsured driver or in case of a hit-and-run.

Underinsured Motorist

If you are in an accident caused by someone who does not have enough insurance to cover the costs of the accident, then this insurance will assist in taking care of you and your vehicle.

Medical Payments

This coverage helps to pay medical cost for yourself as well as passengers in covered auto accidents.


Even if you are at fault, collision coverage will pay for damages to your vehicle caused by hitting another vehicle or object.


Comprehensive coverage, also know as “other than collision,” can help pay for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment from losses other than collision. This includes damage from losses such as fire, theft, vandalism and inclement weather.

On-water Boat Towing & Labor

This optional endorsement provides you with emergency services and covers towing expenses in the event that your boat becomes disabled while on the water.

Fishing Equipment

This is an optional coverage that gives protection to fishing equipment while on an insured boat or while being carried on or off an insured boat.

Personal Effects

With this optional insurance, you will receive replacement cost for loss or damage to your personal property while onboard, or while being carried on or off an insured boat.