Bodily Injury Liability
If you are at fault in an accident and someone is injured, this coverage will help pay their medical bills and income lost due to the injury.
Property Damage Liability
If you are at fault in an accident, this coverage will assist in paying for damages to another person’s vehicle or property.
This coverage is beneficial for you and your vehicle in the event that you are in an accident caused by an uninsured driver or in case of a hit-and-run.
If you are in an accident caused by someone who does not have enough insurance to cover the costs of the accident, then this insurance will assist in taking care of you and your vehicle.
This coverage helps to pay medical cost for yourself as well as passengers in covered auto accidents.
Even if you are at fault, collision coverage will pay for damages to your vehicle caused by hitting another vehicle or object. This also includes up to $2,000 for safety apparel. If your ATV is being leased or financed then this collision coverage may be required.
Comprehensive coverage, also know as “other than collision,” helps cover cost for damages to your vehicle by fire, theft, vandalism, weather incidents and accidents caused by or involving animals.